MVA leads in Michigan

Michigan runs the most distinctive no-fault system in the country, reshaped by the 2019 reform that let drivers choose their PIP coverage level instead of mandatory unlimited benefits. Intake now has to establish both injury severity and the claimant's PIP election — two screening questions most states never ask.

Metro Detroit dominates: I-94 and I-75 through Wayne, Oakland, and Macomb counties, plus I-696 and the Lodge (M-10), carry the densest traffic in the state. I-94's cross-state freight route and the Ambassador Bridge corridor add commercial-vehicle cases; Grand Rapids along I-96 is the main secondary pool.

Detroit is a mature attorney-advertising market with heavy TV and billboard presence built around the no-fault system. Firms fluent in post-2019 PIP screening convert leads that generalist intake teams misqualify — the reform created a real sorting advantage. Every lead we deliver is sold to one firm only — see how exclusive MVA leads work.

Michigan is a no-fault state: PIP benefits pay medical costs and wage loss regardless of fault, and since the 2019 reform drivers select a PIP coverage level rather than carrying mandatory unlimited benefits. A third-party tort claim generally requires a 'serious impairment of body function' or similar threshold injury, so injury severity is the gating question on every Michigan lead.

Michigan applies a three-year statute of limitations to most motor vehicle injury claims from the date of the accident, with shorter deadlines on certain no-fault benefit claims — another reason fast contact matters despite the longer headline window. Filing windows like this are why speed-to-lead matters: the earlier a firm reaches an injured claimant, the more of that window is left to build the case.

General information about Michigan law, not legal advice.