MVA leads in Pennsylvania

Pennsylvania is a choice no-fault state — drivers elect full tort or limited tort at the policy. Most firms only pursue full-tort claimants for third-party recovery. Philadelphia drives the majority of supply, with Pittsburgh and the Lehigh Valley as secondary pools.

Philadelphia — I-95, I-76 (Schuylkill Expressway), and the Pennsylvania Turnpike — drives the majority of statewide supply. Pittsburgh and the Lehigh Valley (I-78) are the main secondary pools.

Philadelphia is a mature, heavily advertised market; Pittsburgh and central Pennsylvania are considerably lighter. Because limited-tort claimants are harder to monetize, firms that screen tort election quickly get the most out of Pennsylvania spend. Every lead we deliver is sold to one firm only — see how exclusive MVA leads work.

Pennsylvania is a choice no-fault state: at policy purchase, drivers elect full tort (unrestricted right to sue) or limited tort (suit generally restricted to serious injuries). Tort election is the first intake question on every Pennsylvania lead. The state also applies modified comparative negligence with a 51% bar.

Pennsylvania applies a two-year statute of limitations to personal injury claims from the date of the accident. Filing windows like this are why speed-to-lead matters: the earlier a firm reaches an injured claimant, the more of that window is left to build the case.

General information about Pennsylvania law, not legal advice.